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Lender partner program

Pre-qualified SBA buyers, ready for underwriting.

MainStreet sends you small-business acquirers who've already done the financial homework. You spend less time qualifying and more time closing.

$250K – $5M
Typical deal size
Plaid-verified
Proof of funds on file
60%+
ETA-trained buyers
0%
Referral fee taken
Pre-qualified leads, not tire-kickers
Every buyer who reaches your team has completed a Buyer Passport: liquid capital range, net worth, credit-score band, target deal size, and (where available) Plaid-verified proof of funds.
Match-based, not blast
We route buyers to lenders by region, deal size, and industry — not a generic broadcast. You only see leads that fit your underwriting box.
Co-marketed lender profile
A dedicated page on MainStreet describing your SBA program, average closing time, and ideal deal profile. Linked from every relevant Buyer Passport.
No referral fees, no strings
We don't take a cut of your loan. The buyer experience is the product. We win when buyers close deals — your speed and transparency help that happen.

What a MainStreet lead looks like

Every introduction includes the full Buyer Passport. No more 30-minute discovery calls just to learn the buyer doesn't have a down payment.

Buyer
Sample Searcher
MBA, 8 yrs operations
Liquid capital
$500K – $1M
Self-funded
Net worth
$1M – $2M
Excludes primary residence
Credit score
740 – 800
Self-attested
Target deal size
$1.5M – $3.5M
Service business
Proof of funds
Plaid-verified
$640K available
Industries
HVAC · Plumbing · Landscaping
Recurring revenue
Search timeline
12 months
Actively under LOI elsewhere: no
LOI Readiness Score
82 / 100
Pre-approval letter pending

How the partnership works

01
Apply & onboard
Submit the form below. We verify SBA preferred-lender status, confirm coverage area, and set up your lender profile page on MainStreet.
02
Define your underwriting box
Tell us your sweet spot — deal size, industries, geographies, minimum DSCR, equity injection requirements. We match buyers against it before introducing them.
03
Receive scored leads
Buyer leads land in a shared inbox (or your CRM via Zapier / Make / API) with the full Buyer Passport attached: POF status, credit band, target deal size, search timeline.
04
Quarterly performance review
We share a partner dashboard: leads received, contact rate, term sheets issued, closes. You give us feedback on lead quality. We adjust matching.

Who's the right fit

MainStreet works best with lenders who actively close acquisition deals at the lower end of the lower-middle-market. We'd rather have 8 partners who match well than 30 who don't.

  • SBA Preferred Lender or actively pursuing PLP status
  • Active 7(a) acquisition lending program (not just real estate)
  • Comfort with deals from $250K to $5M
  • Dedicated business acquisition team or BDO
  • Median time-to-close under 75 days

Lender FAQ

Do you take a referral fee or origination split?+

No. MainStreet does not accept referral fees, lender kickbacks, or revenue share on closed loans. The buyer relationship and platform usage is our product. Independence keeps our matching honest.

How are leads delivered?+

Three options: (1) shared partner inbox on MainStreet, (2) email forwarding with a structured PDF Buyer Passport, or (3) webhook / API into your CRM (Salesforce, HubSpot, custom). We work with whatever your team uses.

How exclusive is the program?+

Not exclusive. Buyers see a curated short list of lenders matched to their deal — typically 3 to 5. We pick the best regional and underwriting fits, not just the biggest names.

What's the typical buyer profile?+

Mix of self-funded searchers ($1–3M deals), first-time owner-operators ($500K–$2M), and small holdco buyers ($2–5M). About 60% have completed an EtA program or formal acquisition training. ~30% have a Plaid-verified POF on file at the time of intro.

What does it cost?+

Free during 2026. We may introduce a flat platform fee for lenders in 2027 once we have closed-loan data to justify it. No per-lead or success-fee pricing.

Do you handle the SBA paperwork?+

No. We pass the buyer to you with a complete Buyer Passport. Underwriting, doc collection, and SBA submission stay entirely with your team. We're a top-of-funnel partner, not a loan broker.

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